ChinmayC Blog

Emboldened by his earlier encouraging experience with the banking hawks Mr. Thames Pond decides to carry on from there. He takes a pledge to encounter any call from any credit card or banking executive with guts and intelligence. He must ensure that he refuse all unnecessary offers or entrapments. He’d no longer be vulnerable. And then, as usual, he gets a call right away…     “Hello…am I speaking to Thames Pond please?” “Who’s this please?” “This is Moneycanny Sir, from UC bank!...Mr. Pond?” “Right, this is Pond. Thames Pond!” “So nice to talk to you again! Good morning Sir!” “Good morning..Ms. err…!” “Mr. Pond…can I take just two minutes of your most precious time?” “Regarding what?” “Sir, you are one of our most privileged customers. We’ve reviewed your payment record over the years and found your credit history absolutely sound. Therefore, we’d like to offer you a rare privilege in terms of travel benefits. We are sending you a package of travel vouchers allowing you to ...

Our friend Mr. Thames Pond often gets bogged down by his multiple credit card accounts. He tries to get rid of some now and then, but he gets into more traps and liabilities. On the top of it he gets bombarded with new and newer card offers. Due to his inability to refuse ladies he falls into the traps cleverly set by the card executives. He is particularly scared of the wily executive called Moneycanny whose name he cannot even clearly pronounce. He is getting another call from her now. As usual he prepares to get bold with her this time... “Hello!” “Hello! Can I speak to Mr. Pond please?” “This is Pond. Thames Pond.” “Good Morning, Mr. Pond. This is Moneycanny. Can I have two minutes of your time please?” “Err…Ms…Regarding what?” “Well, Sir, there is a special cash back offer for our most valued credit card holders like you.” “Okay, tell me how do I get the cash?” “The highest percentage cash back will be on your utility bill payments like telephone, mobile, electricity bills. This ...

“Hello! Mr. Pond?” “This is Pond. Thames Pond.” “Good Morning, Mr. Pond. This is Moneycanny. Can I have two minutes of your time please?” “Regarding what?” “Well, Sir, this is regarding a new revolutionary scheme meant only for privileged customers like you.” “I’m not really interested, but you can tell me in brief.” “Thank you for your patience Mr. Pond. You see, today’s times are very uncertain. Nobody knows what happens when. In case of unfortunate demise or fatal accidents our bank will protect you by waiving off all dues on your credit card plus an assured amount. All these for a nominal premium…” “Well, Ms…err… look! This is a very fine morning and I’m out to work with a very fresh mind. Please don’t spoil it with that talk of death and all!” “Sorry about that Mr. Pond. But this is a benefit with only minimal cost.” “What do you mean minimal? You just said I have to die to get the benefit! ” “Don’t take it that way, Sir. You have a responsibility to your family. To your dearest ...

“Hello, this is Moneycanny. How can I help you, Sir?” “This is Pond. Thames Pond. It’s regarding my card accounts.” “Hello Mr. Pond. I’ll definitely answer your queries, before that please give a few details for our verification.” “…” “Okay, thank you Mr. Pond. Now please tell me.” “Well, Ms… err… you see. I’ve multiple credit card accounts with you a few of which I’ve been trying to close for over a year now. Every time they say my requests are being forwarded, but ultimately I get charged for annual fees for cards I’ve forgotten about.” “I’m sorry about that Mr. Pond. But Mr. Pond, the annual fees got waived every time.” “But I want them closed, cancelled.” “I’ll definitely forward your request Mr. Pond. But Sir, you are our esteemed customer and we get extremely sorry if people like you want to close your accounts.” “The problem is I don’t need them. You can see that I’ve never used some of them for years.” “Mr. Pond, our credit cards are very powerful and have a lot of benefits. A...