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The Smartest Guys on Earth!

I’ve got the following text from an AI analysis on Google and I’m using it here as a quote, although I had no idea who’s written it or when—the analysis is not revealing its source, if any. Of course, it’s only a part of the analysis that impressed me most, and therefore I thought of putting it down here for all people of the same ilk. And yes, I’ve tweaked it bit to cover more of the categories of people obviously involved.   "Many emerging or existing artists/writers/discoverers feel ignored, with their work going unnoticed, which is often a burden of being in creative industries , rather than a reflection of talent."  Very right indeed! Creative people who have put out their work in the public domain would most naturally like to be noticed and be told if their work is poor or mediocre or even good. When nothing of that sort happens they most naturally get frustrated and even indignant that nobody is even aware of their work and the very few who have indeed gone throug...

Credit Card Cheating Goes On!



Credit card frauds are common now. But cheating by credit card issuer banks are also becoming common and this is more disturbing.

A customer got an offer from a prominent international private bank for a much lesser interest rate than the one currently on. He was told that this rate would continue for six months and after the rate would be reduced still further. For this he would have to take a fund transfer without really needing it. The customer agreed happily and repaid the transferred money immediately resisting temptations of spending it. Then he indulged in liberal use of the card as the rate was lowest of all.

After six months he got no notice of further reduction of interest rate. Then slowly he began to see high debit interest being charged. He enquired with the bank and the executive gave him a bagful of sweet lies. Not believing him the customer threatened to close the account.After a few days he got a letter from the bank informing him that the usual rate of interest is being charged and this would further go up from next week.

So what the bank did is this: The promised further lowering of interest did not happen at all. Even the given lower rate was changed to the normal rate without notification. The customer was fleeced unawares for months.

Never take bank credit offers at face value. Ask for written communication. Preserve all documents. Make constant enquiries. If the bank refuses to close the account, do not ever use it again and better cut up the card.

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